Pilot Program Only

This program is currently restricted to a select trial group of pre-approved applicants. Public access for all new clients will open soon.

Public Launch: August 1st, 2026

Love Your Home Again.

Liquidity for small renovations, emergency repairs, or aesthetic upgrades. No home equity requirements.

Waitlist Only

Estimate

Get a written quote from a licensed contractor (or a detailed invoice for materials if applicable).

Check Rates

See your monthly payment options. We may validate contractor license and scope before approval.

Start Work

Funds are paid directly to verified, licensed contractors after we receive a valid invoice—so work can start without payment chaos.

Licensed Contractors + Invoices

Repairs done right—by certified pros.

For renovations and repairs, we disburse funds directly to legitimate contractors and service companies. If it can’t be documented, it can’t be funded.

Contractor Validation

Work must be performed by licensed/insured providers where required.
We verify business identity and payout details.
Examples: plumbing, electrical, HVAC, roofing, remediation.

Invoice / Scope of Work

We require a formal invoice or estimate with scope + pricing.
Change orders require an updated invoice.
Invoices help protect you from surprise charges.

Direct Payment

Funds are paid directly to the verified contractor/company.
No “cash to homeowner” disbursements for contractor work.
Payment confirmation triggers scheduling and start date.

Homeowner Stories

Upgrades made easy.

"We had a pipe burst in the bathroom. The insurance was slow, but IMM Fund provided the cash to fix it immediately."

Robert P.

Emergency Repair • Denver, CO

"I wanted to upgrade my kitchen counters before selling my house. The loan paid for itself in the increased home value."

Linda M.

Renovation • Phoenix, AZ