Our rates start at approximately 20% APR, fully compliant with Florida Consumer Finance laws. All terms are disclosed upfront, with no hidden charges or surprise add-ons.
Most applications are reviewed and approved within 24–42 hours. This timeline depends on how quickly your attorney can verify your case details.
Yes. Upon approval, funds are sent directly to your licensed immigration attorney. This ensures compliance and proper use of funds.
We provide non-recourse funding to cover legal fees. You do not make monthly payments; instead, the advance is repaid directly from your final marital settlement.
Since our divorce funding is largely non-recourse, if the case resolves unsuccessfully and there are insufficient assets, you generally do not owe the balance from personal income.
Funds can be used for retaining counsel, forensic accountants, mediation costs, and essential personal living expenses.
We offer short-term cash advances up to $5,000. These are designed for immediate liquidity needs, such as emergencies or bridging income gaps.
No. Our cash advances are generally unsecured. Approval is based on your employment status and income verification rather than physical assets.
Once approved, funds are typically released via same-day wire or ACH transfer, arriving within 24 hours.
Not necessarily. While we review credit history, we understand life events impact credit. We focus more on case merit or income stability.
Yes. IMM Fund is based in Florida, but we support clients nationwide, provided they are represented by licensed attorneys (for legal products).
Requirements vary: Visa (Passport, attorney verification), Divorce (Petition, asset inventory), Cash Advance (Pay stubs, bank statements).
Yes, if documents are not in English, certified translations are required for underwriting.
Yes. Our core mission is to convert large upfront legal costs into manageable monthly installments or deferred settlements.
Government filing fees are generally non-refundable. For legal fees paid to attorneys, refunds depend on your specific agreement with your lawyer.
Once you submit an application, we send a confirmation and invite you to opt-in to SMS updates. Reply 1 to consent, or 2 to opt out.
Reply 2 to any SMS message to opt out. Standard messaging rates may apply.
Yes. We use bank-grade encryption, secure data storage, and strict compliance protocols to protect your personal and financial data.
Data is used for processing, underwriting, and compliance. We do not share your information with third parties without consent except as required by law.
Yes — IMM Fund offers a Partner PaaS platform where businesses can launch custom funding products using our infrastructure and APIs.
Partners can deploy funding verticals such as immigration, divorce, cash advance, medical financing, and more.
Visit the Partner section and complete the onboarding form. Our team will follow up with setup details.